Our Insurance Plans
Triangle Legacy Life Insurance is a trusted provider of a wide range of life insurance options tailored to meet the diverse needs of our clients. We’re committed to guiding you through the process of selecting the right insurance coverage. Whether you are looking for term life, whole life, or universal life insurance, we have the expertise to help you make an informed decision.
Term Life Insurance
Term is the simplest type of life insurance you can buy because it does one thing: If you die, your spouse, children or other beneficiaries receive a fixed amount of money to replace your income. The premium is fixed for the length of the term. Best for most people because it’s the most affordable.
Whole Life Insurance
Whole life lasts your entire life, as long as you keep up with premiums. It’s the closest thing to “set it and forget it” life insurance you’ll find. Your premiums stay the same, you get a guaranteed rate of return on the policy’s cash value, and the death benefit amount doesn’t change.
Final Expenses
Final expense (or burial insurance) is a type of cash value insurance that covers your funeral expenses when you die. It’s relatively inexpensive and saves your loved ones the cost of paying for your funeral.
Universal Life
Universal life insurance has a death benefit and a cash value that earns interest. It also offers flexible premiums—meaning you could potentially use some of the cash value to pay for part (or all) of your premium payment.
Indexed Universal Life
Indexed universal life insurance (IUL) is just like Universal Life, in that it has a death benefit and a cash value that earns interest. The difference is the cash value tracks a stock market index, such as the S&P. The insurance company uses the index’s performance to determine how much interest will be added to the total cash value.
Annuities
An annuity provides a regular series of payments in return for a lump-sum payment. An annuity is most commonly used to establish a steady stream of income in retirement. Various options for annuities may specify a set number of payments, a guaranteed payment for life, or payments for the life of a surviving spouse.
We can help you choose
Our agent understands that every family’s situation is unique, and we take the time to listen to your specific needs and concerns. We believe that building strong, lasting relationships with our clients is the cornerstone of our business. Our personalized approach ensures that you receive the best possible advice and solutions that align with your financial goals.
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Get In Touch
If you’re a resident of NC, please fill out the form below to schedule a free consultation. I can give you a quote on the best policy for your situation. And if you already have a policy, I can do a free no-obligation policy review to make sure your policy is what you need, at the best cost available.